{"id":388,"date":"2020-05-07T20:34:07","date_gmt":"2020-05-07T20:34:07","guid":{"rendered":"http:\/\/td_uid_67_5eb470bf9fc01"},"modified":"2020-06-10T17:31:29","modified_gmt":"2020-06-10T17:31:29","slug":"fraud-alert","status":"publish","type":"post","link":"https:\/\/currentscams.com\/index.php\/2020\/05\/07\/fraud-alert\/","title":{"rendered":"Fraud Alert"},"content":{"rendered":"<p>A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by contacting one of the three nationwide credit bureaus. It has to put the alert on your credit report and tell the other two credit bureaus to do so. The alert lasts one year.<\/p>\n<p><strong>Why Place a Fraud Alert<\/strong><\/p>\n<p>Three nationwide&nbsp;credit bureaus keep records of your credit history. If someone has misused your personal information \u2013 or even if you&#8217;re concerned about identity theft, but haven&#8217;t yet become a victim \u2013 you can place a fraud alert.<\/p>\n<p>For example, you may want to place an alert if your wallet, Social Security card, or other personal, financial or account information is lost or stolen. You also may want to place an alert if your personal information was exposed in a <u><a href=\"http:\/\/www.identitytheft.gov\/databreach\">data breach<\/a><\/u>.<\/p>\n<p>A fraud alert is free. The credit bureau you contact must tell the other two about your alert.<\/p>\n<p>A fraud alert can make it harder for an identity thief to open more accounts in your name. When you have an alert on your report, a business must verify your identity before it issues credit, so it may try to contact you. The alert stays on your report for one year. You can get a new one after one year. It allows you to order one free copy of your credit report from each of the three credit bureaus. Be sure the credit bureaus have your current contact information so they can get in touch with you.<\/p>\n<p><strong>How to Place an Alert<\/strong><\/p>\n<ul>\n<li><strong>Contact one&nbsp;<a href=\"https:\/\/www.consumer.ftc.gov\/articles\/0275-place-fraud-alert#credit\">credit bureau<\/a>.<\/strong>\n<ul>\n<li>Ask it to put an alert on your credit report.<\/li>\n<li>The credit bureau you contact will then contact the other two credit bureaus.<br \/>\nPlacing a fraud alert is free.<\/li>\n<li>Be sure the credit bureaus have your current contact information so they can get in touch with you.<\/li>\n<\/ul>\n<\/li>\n<li><strong>The credit bureau will explain that you can get a&nbsp;<a href=\"https:\/\/www.consumer.ftc.gov\/articles\/0276-order-credit-reports\">free credit report <\/a>and other rights you have.<\/strong><\/li>\n<li><strong>Mark your calendar.<br \/>\nThe fraud alert stays on your report for one year. You can get a new one after one year.<\/strong><\/li>\n<\/ul>\n<p><strong>Credit Bureau Contact Information<\/strong><\/p>\n<p>Contact the national credit bureaus to request alerts, freezes (also known as security freezes), and opt outs from pre\u2011screened credit offers.<\/p>\n<p><strong>Equifax<\/strong><br \/>\n<a href=\"https:\/\/www.equifax.com\/personal\/credit-report-services\">Equifax.com\/personal\/credit-report-services<\/a><br \/>\n800-685-1111<\/p>\n<p><strong>Experian<\/strong><br \/>\n<a href=\"https:\/\/experian.com\/help\">Experian.com\/help<\/a><br \/>\n888-EXPERIAN (888-397-3742)<\/p>\n<p><strong>Transunion<\/strong><br \/>\n<a href=\"https:\/\/transunion.com\/credit-help\">TransUnion.com\/credit-help<\/a><br \/>\n888-909-8872<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by contacting one of the three nationwide credit bureaus. It has to put the alert on your credit report and tell the other two credit bureaus to do so. The alert [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":430,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[32,33],"tags":[67,72,80],"class_list":{"0":"post-388","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-fraud","8":"category-services","9":"tag-data-breach","10":"tag-fraud","11":"tag-fraud-alert"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fraud Alert - Current Scams<\/title>\n<meta name=\"description\" content=\"A fraud alert makes it harder for an identity thief to open accounts in your name. 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