{"id":407,"date":"2020-05-07T21:59:08","date_gmt":"2020-05-07T21:59:08","guid":{"rendered":"http:\/\/currentscams.com\/?p=407"},"modified":"2020-06-10T17:20:43","modified_gmt":"2020-06-10T17:20:43","slug":"opt-out-2","status":"publish","type":"post","link":"https:\/\/currentscams.com\/index.php\/2020\/05\/07\/opt-out-2\/","title":{"rendered":"Opt Out Prescreen, Junk Mail and Other Opt Out Methods"},"content":{"rendered":"\n<p><strong>You Can Opt Out of Credit Offers<\/strong><\/p>\n\n\n\n<p>Some credit reporting agencies use information from a consumer credit report for target marketing without the consumer\u2019s express permission. If you wish to block your name from being sold by credit bureaus, you may choose to \u201copt out.\u201d If later you decide to be put back on the marketing list you can always opt back in.<\/p>\n\n\n\n<p>You may request to opt out from pre-approved offer lists for five years or permanently. Even though your request becomes effective with Equifax, Experian, Innovis and TransUnion within five days, an immediate reduction in the offers you receive may not be apparent. This is because some companies who have your name may not have mailed offers to you yet.<\/p>\n\n\n\n<p>Removing your name from these pre-approved lists does not affect your ability to apply for or obtain credit or insurance. For purposes of privacy and ID theft prevention, and because collection agencies can use these lists to locate you, it is a good idea to opt out of prescreened credit offers.<\/p>\n\n\n\n<p>When it comes to \u201copting out,\u201d we\u2019ve long advised consumers to opt out of receiving pre-screened credit card offers using Opt Out Prescreen and from other offers that entice you to spend outside of your budget. Use this quick-reference guide to get your name off these marketing list<\/p>\n\n\n\n<p><strong>Opt Out Prescreen<\/strong><\/p>\n\n\n\n<p>Opt Out Prescreen allows you to remove yourself from credit card offers by calling <strong>1-888-5-OPT-OUT<\/strong> (1-888-567-8688).<\/p>\n\n\n\n<p>The credit bureaus offer this toll-free number to allow consumers to take their names off the list of credit and insurance marketing companies, leading to less unsolicited ads and pre-approved credit card offers. You can also opt out online by visiting <a href=\"http:\/\/www.optoutprescreen.com\">www.optoutprescreen.com<\/a>.<\/p>\n\n\n\n<p>When you opt out by phone or internet, you are automatically signed up for 5 years, after which your information will be back in circulation and you will start receiving pre-screened offers again. To opt out permanently, start by visiting the web site mentioned above. You\u2019ll have to sign and mail in a printed form to opt out permanently\u2013you will be sent the necessary form after you visit the web site.<\/p>\n\n\n\n<p><strong>Junk Mail Opt Out<\/strong><\/p>\n\n\n\n<p>Junk Mail Opt Out can be achieved by registering yourself with the Direct Marketing Association to stop receiving unwanted advertising in the mail. This registry lasts for five years.<\/p>\n\n\n\n<p>You can also opt out of commercial emails from the same location: <a href=\"http:\/\/www.dmachoice.org\">www.dmachoice.org<\/a>. Bear in mind that opting out with the Direct Marketing Association for both postal and electronic mail only applies to members of the DMA.<\/p>\n\n\n\n<p><strong>Opting out of Telemarketing<\/strong><\/p>\n\n\n\n<p>To stop receiving unwanted telemarketing calls, put your phone number on the national Do Not Call Registry. Call 1-888-382-1222 or visit <a href=\"http:\/\/www.donotcall.gov\">www.donotcall.gov<\/a> to register. (If you are calling the toll-free number, be sure to call from the phone number you want to be put on the do not call list.)<\/p>\n\n\n\n<p>You can choose to remove your number from the do not call list at any time, or it will be removed automatically if your number is disconnected and assigned to someone new.<\/p>\n\n\n\n<p>It\u2019s important to remember that the Do Not Call rules do not apply to every telemarketer. Non-profits, charities, political organizations, polling companies, and anyone you have done business with recently. The Do Not Call Registry also won\u2019t stop scammers who are operating illegally or committing fraud (if they\u2019re already criminals, the Do Not Call list won\u2019t deter them). To file a complaint against someone who violates the Do Not Call list, call 1-888-225-5322 (888-CALL-FCC). You can also complain online at <a href=\"http:\/\/www.fcc.gov\/complaints\">http:\/\/www.fcc.gov\/complaints<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You Can Opt Out of Credit Offers Some credit reporting agencies use information from a consumer credit report for target marketing without the consumer\u2019s express permission. If you wish to block your name from being sold by credit bureaus, you may choose to \u201copt out.\u201d If later you decide to be put back on the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[33],"tags":[74],"class_list":{"0":"post-407","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-services","8":"tag-opt-out"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Opt Out Prescreen, Junk Mail and Other Opt Out Methods - Current Scams<\/title>\n<meta name=\"description\" content=\"Opt Out if you wish to block your name from being sold by credit bureaus or agenies that use your information for target marketing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/currentscams.com\/index.php\/2020\/05\/07\/opt-out-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Opt Out Prescreen, Junk Mail and Other Opt Out Methods - 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